credit card. anyone here with trade knowledge?

[Walter Hall]

Hey, just because you're paranoid, don't mean they're not after you.

Your paranoia is an independent variable. Whether you are paranoid or not is not affected by whether they are out to get you or not.

 

[andycktm]

Their not interested in your pin..........the card itself is enough :lol:

 

[rileytoolworks]

Your paranoia is an independent variable. Whether you are paranoid or not is not affected by whether they are out to get you or not.

:wink: :wink: :wink:

 

[RogerS]

Don't worry, dw. They just send out the same initial PIN to everybody. Makes a lot of economic sense.

 

[wizer]

There's a guy in the next street who's got the same door number as me. What are the chances of that??

 

[RogerS]

There's a guy in the next street who's got the same door number as me. What are the chances of that??

Be even more amazing if your neighbour had the same number as his neighbour!

 

[devonwoody]

Have you thought that perhaps these CCC use default numbers? :wink:

How do you know they dont, nobody tells each other what their pin is, even my wife wont tell me.

 

[Racers]

Hi,

My wife lives at the same number house as me! spooky or what!!! :wink:

Pete

 

[Boatfixer]

A while ago I was waiting for a mobile fitter to come and fit my car with a towbar. At the appointed time I got a phone call along the lines of "I'm outside your house but there is no answer from the doorbell". Funny thought I, the bell can't be working so I went outside to see him - No sign at all of a van. 10 minutes later another phone call - "where are you, I'm still waiting outside".
"No you're not" Says I
"Yes I am" says the fitter, "No. 11 xxx Avenue, purple front door, silver mondeo estate outside"
"That sounds right to me" I said and went outside for another look - still no sign of a towbar fitters van. Cutting a long story short it turns out that in the next part of the city there is a street with an identical name, with a house of the same number having the same colour front door with the same kind of car on the drive. Lucky the fitter didn't start work on the wrong car....

 

[devonwoody]

Boatfixer, were you living in Ireland at the time?

 

[ste_5150]

DW - you need not worry, PINS are not shared in any way. Even the company that issues them has no way of knowing what it is. I've PM'd to explain.

EDIT- oh, and they don't use defaults or anything either - it's totally random.

 

[dedee]

Reset it then - I have never had a card where I haven't had the ability to reset the PIN. Tis good practice to do so anyway at least initially!

Steve

Steve,

you've never had a french one then! Couldn.t effing believe it when the BNP told me that and La Poste. If I do not like the POIN number they have to send me a new card with a number chosen by them. I do not like my PIn because it only has 2 different numbers. €30 per annum to boot.

Andy

 

[Smudger]

They were gobsmacked when I asked if I could change my number. Like everything in French banking you are supposed to say merçi as they crap on you from a great height. Including paying for statements.
But at least I got my card, my wife's has gone missing. They never send it to the right country...

 

[dedee]

Don't think we pay for statements - might have to check.

Just as well the wine is good and the cheese and the income tax (well it is if you've got 3 kids)
But apart from that what have they done for us eh?

The roads but definately not the sanitation :lol:


Andy

 

[Smudger]

What I will say for French banks is that in the great storm in January 2000, when destruction was massive, they very quickly put in place a system whereby customers could get a loan (several thousand pounds worth) without discussion to try to get things sorted quickly - new roofs, replacing milking sheds, removing fallen trees etc., and then, when things were settled, go back and discuss the terms. And at very low interest rates. I thought that was good.
The other difference is that French banks are very regional (ours is Crédit Agricole Normand) and may well have no connections with any other banks, which leads to difficulties and idiosyncracies.