Buying machines and 'stuff'

[Gary H]

Can anybody help. I was just wondering if anyone knows of any companies that will sell tools/machines etc. on finance deals or 'interest free' thingies as you would, say a car or a new telly.
Maybe i'm on my own but i would be quite happy to take on a 4 year finance option for a couple of grands worth of stuff to fill the workshop a bit especially as the good stuff is going to far outlast the length of the finance terms (something my cars have never really done :roll: ) and its not easy scraping £700 together for a decent P/T or table saw.

I never seem to see anyone that offers this kind of service unless you are a business customer - or maybe i just can't see the wood for the sawdust :?

If it is just me that is visually 'affected' in some way, then i apologise in advance and i'll go find a quiet corner someplace.....

Thanks

Gary

 

[Newbie_Neil]

Hi Gary

IMHO you would be far better off getting a personal loan and then armed with cash you would get a good deal.

Cheers
Neil

 

[Pete W]

Gary, I'd agree with Neil. Unless you can find someone offering a 0% finance deal - and I have to say I've not seen any financing offers at all - some of the low-cost loans around would be your best bet.

 

[Gill]

I find the Money Saving Expert site provides helpful information about personal finance, especially the Free Cash From Credit Cards section.

Gill

 

[Gary H]

Thanks for the response folks.

As for the loan, i had to take one out not so long ago so thats not an option ATM sadly.

Gill, thanks i use the MSE website from time to time ( as well as listening to Radio 1. Martin Lewis is on there from time to time )

Ah well.No luck it seems. Just a little strange that nobody offers this service....

Maybe there's a niche waiting to be filled :wink:.

Thanks again.

Gary

 

[wizer]

Personally id advise against getting in debt over tools. Work out the money you would have borrowed, then work out the replayments... then use that money to buy yourself a new tool every month. Much better than getting into debt.

 

[PowerTool]

Personally id advise against getting in debt over tools. Work out the money you would have borrowed, then work out the replayments... then use that money to buy yourself a new tool every month. Much better than getting into debt.

Good advice - I try to stick to a monthly budget.Also,have bought a few "cheaper" power tools (several from Aldi/Netto),seen which I actually use most,then upgrade those to better quality ones.

And space is also relevant - it's surprising how much you need to leave a table saw out all the time,for instance.

Andrew