Richard_C
Established Member
Sounds a horrid experience and a real flaw in the system.
Top up policies have been around for a long time, when my daughter was learning 12 years ago we took one out for a couple of months until we bought a cheaper to insure car. Your main insurance covers things like fire and theft and the normal insured drivers. The top up covers just the added in one for either comprehensive or 3rd party depending on what you buy, just while they are at the wheel.
You often see adverts for day insure, suppose you are going on a long trip with a friend who is not named on your policy you can buy an add on for a few hours up to 7 days I think, and if your main insurer charges a hefty admin fee for making changes the add on day insure might be cheaper plus its instant. Again, it's a top up just while that driver is at the wheel.
Another sort is for delivery drivers. Amazon have amazon flex, drivers can opt just to do a few hours a month so need carriage of goods extension. That is uneconomic for most unless they are doing it regularly so there is a top up you can buy, say 20 hours worth, and it ticks down while you are delivering for amazon. Likely herpes and their ilk do similar.
If the police can't or won't find a way to deal with that sort of thing, they will get swamped with seized vehicles and complaints.
The cynic in me wonders if some officers get a kickback ££ or two for every bit of business they push towards the sometimes private company outsourced tow trucks and storage yards. No way of knowing, we just have to trust the integrity of the officer just like we trust the integrity of others in public life.
Top up policies have been around for a long time, when my daughter was learning 12 years ago we took one out for a couple of months until we bought a cheaper to insure car. Your main insurance covers things like fire and theft and the normal insured drivers. The top up covers just the added in one for either comprehensive or 3rd party depending on what you buy, just while they are at the wheel.
You often see adverts for day insure, suppose you are going on a long trip with a friend who is not named on your policy you can buy an add on for a few hours up to 7 days I think, and if your main insurer charges a hefty admin fee for making changes the add on day insure might be cheaper plus its instant. Again, it's a top up just while that driver is at the wheel.
Another sort is for delivery drivers. Amazon have amazon flex, drivers can opt just to do a few hours a month so need carriage of goods extension. That is uneconomic for most unless they are doing it regularly so there is a top up you can buy, say 20 hours worth, and it ticks down while you are delivering for amazon. Likely herpes and their ilk do similar.
If the police can't or won't find a way to deal with that sort of thing, they will get swamped with seized vehicles and complaints.
The cynic in me wonders if some officers get a kickback ££ or two for every bit of business they push towards the sometimes private company outsourced tow trucks and storage yards. No way of knowing, we just have to trust the integrity of the officer just like we trust the integrity of others in public life.