I read your post and understand your situation- many years of experience at various management levels but no real qualifications but experience imo is worth far more than a few letters on a bit of fancy paper. You have already reduced your expenditures and no doubt will continue to .depending on any payoff or redundancy payments you may be entitled to claim benefits of various kinds ( no shame in this ) but even if they ( DWP) can’t help financially they have a host of advisors and multiple other people who can help you with your next move . Someone above mentioned debt and another mentioned keeping up on the mortgage etc . 100% let these people know of your situation they will also help and advise you - even if you can cover the mortgage atm let them know asap , try not to dip into any savings unless it’s impossible not too . When I lost my job of 30 + years I had approx £5,000 of debt hanging over me , the letters from the bank didn’t take long to arrive so I went in and explained, had to go through everything warts and all but they were very helpful and understanding. They froze the interest and put me on a cursory payment, then a payment freeze, by the time they did eventually pass it to a debt company I had claimed the 25% of my pensions and eventually offered them a 1 off payment and that was that . Slept a lot better from then on . So definitely keep everyone ( bills etc ) informed and as above take a little time out and chill out as this is not your fault . As for work be weary of taking a job that you don’t want to do but feel you have to because of your pride , you will definitely find something else and remember this when asked by any prospective employer - “ what can you bring to this company “ reply with I can bring xyz but what can your company bring to my life , good luck fella and keep us updated.
