Just my two penn'orth --- I've been in the business of building PCs since 1989 and have some customers with me most of that time - one is now 93 and on her 4th PC, only upgraded due to new requirements.
The only Laptops I recommend are Toshiba, I wouldn't consider Lenovo, HP, Dell .... or any 'main stream' supplier and certainly not Apple on the 'Value for money' front (unless you are in the graphic arts field).
If you were in my neck of the woods I'd put together a custom built unit but as you're not - and I concur with most of what has been said - I suggest that you e-mail Graeme on
[email protected] and explain what you want. Although he is ostensibly a Games PC retailer his prices on components are nearly always better than I can get buying one-offs at a wholesale distributor.
Your budget is tight in this specific day-and-age but he might have something suitable.
Building your own is not at all onerous if you can wield a Pozi Nº1 screwdriver and match electrical plugs to the same shape sockets.
I would recommend either Gigabyte or ACER main-board, though with your budget you may have to consider MSI, AMD is the way to go for the CPU. Fit either a 2½" or M2 SSD but I would suggest 60 or 128Gb to be used only as Drive 'C' for Windows 10 to sit on and add a 'normal' Hard Drive from Western Digital as your main storage. This could be anything from 512Gb upward. 16Gb of RAM today is considered small but is ample for the usual office and e-mail needs.
Having been used to a laptop you may take a Web-Cam to be a 'given' so if you have become used to using Zoom/Teams or whatever you may need to add a camera and speakers.
I'll keep this thread open in case you need any other 'pointers' but I'd be happy to respond to a PM.