I have used a few printers over the years, and also abandoned ink for over a decade. I now have both and the inkjet is now the cheaper and faster of the two to print, and while I now prefer ink I dont think its right for you. If one toner cartridge lasts you for years your clearly a very low user then your inks might dry out in the long time between prints.
My laser is a ricoh purchased in 2009, while it can do colour i only ever use it for b/w. The first year I printed some grainy colour pie charts in 40 client reports but carried on printing b/w documents in colour on the driver setting and found my colour toners depleted the following year, at £435 to replace them i never did. B/w toner is £60 to £95 depending on deals at the time, but mostly £85 each, and does about 5,000 pages of text. I tried cheaper non genuine toners, basically they were so crap they were unusable. Not for client documents, they turned white pages grey and used 3 times more toner per page for the privaledge. However I'm not sure i can advocate ricoh for their smaller cheaper b/w toners, bought one myself about 5 years ago, it had a very slow start up time and didnt get the same yield of pages per £ spent on the toners so i sold it. If you buy a printer for less than £50 the manufacturer is going to want you to pay more in consumables during the machines life. So i cant recommend a model, medium to high end ricohs last well and are cheapish to run.
Epson have great inkjets now, most of their new printers are based on their new ecotank technology, though my epson workforce wf5690 is newer its much faster than my laser jet and in colour it’s substantially cheaper to run. High capacity ink cartridges are about £150 a set including the colour and black. I use 2 or 3 blacks before i need any replacement colour, at £40 each and probably yields just less than the ricoh £85 toner cartridges 5,000 pages at about 3,800 pages. I never use cheap ink, tried it, was awful and far more expensive after the repeated head cleaning wasted the ink and sub standard documents thrown in the bin, the new epson inks work on their machines, others dont. Cheap photo paper is also not worth it, prints are awful. But cost per page of print these new epson machines are great.
Back to laser, I’m not a fan of HP, but Oki have a good name, kyocera are also very well respected quality make. Ricoh are great but dont buy the cheaper end. If you get colour, be sure the printer driver says b/w if your not printing a colour document or it may mix colours to make black.
One more thing to consider, it was possible and may still be, to buy a new printer every time the toner ran out machines with expensive toners were shipped at such a discout it was cheaper to replace the machine than buy new toners, though I’m no fan of such waste.