One alternative that nobody has mentioned is a combination machine. I mention it as something more aspirational perhaps at this time for you and because you stated you work in a small garage so space is a premium.
I have a Robland 310 which is single phase and gives me a large table saw with sliding bed, planer thicknesser and a spindle moulder. There is also a slot mortiser which I have never used because I have a dedicated tool.
Of course there are disadvantages of a combination tool mainly around not being able to use your table saw if you have set up your spindle moulder etc. However I get a very heavy cast iron bed tool that doesn't vibrate with a relatively small footprint in the double garage I work in. I can't imagine a professional cabinet maker having one but as an amateur I make the best use of the space I have.
Yes I would love individual tools but I simply don't have the space. By the time you have a couple of workbenches a lathe and a wood rack, shelves, router table, various power tools even a the manufacture of a double wardrobe has to be planned for in the space.
A decent Combination tool will cost upwards of £3,500, but then I didn't buy mine until I had 30 years to retirement. Now with only 6 years to go I consider it to have been the best investment I could have made with the space I had.
I realise that this doesn't directly answer your question, more food for thought...