Shady":3czu405a said:Vinsurance... How many of us have actually and specifically covered our tools??
I raised my buildings cover by £5K, having realised the shed (workshop) was covered under this policy. Even though it cost under a £1k you never factor your own time in, so I reckoned this was a resonable estimate for replacement cost. I also doubled my house insurance cover :shock: , as I was in danger of being seriously underinsured, and as the difference in premium was negligible, decided it'd make a claim a lot smoother. I also checked whilst I was at it about quality of locks etc, but was told it merely had to be a locked shed, outbuilding or similar to be covered under normal contents. They also were happy for me to have my oxy-acetylene welding kit stored inside.
Adam