Garage Contents Insurance??

[cookiemonster]

I just moved to Hastings Direct for precisely this reason. They cover up to £5k in outbuildings under their premier policy, and it was about the cheapest quote I got anyway.

Also I just took photos of all my stuff to help in the event of a claim. Only took a minute or two using the mobile.

 

[Rorschach]

I just moved to Hastings Direct for precisely this reason. They cover up to £5k in outbuildings under their premier policy, and it was about the cheapest quote I got anyway.

Also I just took photos of all my stuff to help in the event of a claim. Only took a minute or two using the mobile.

Is that outbuildings on the same deed as your house though?

 

[Steve_Scott]

I’m insured with John Lewis (underwritten by RSA)

Their premium cover is unlimited buildings and contents value and includes outbuildings at the same property.

 

[Rorschach]

I’m insured with John Lewis (underwritten by RSA)

Their premium cover is unlimited buildings and contents value and includes outbuildings at the same property.

That's not what myself or Oddaccent need though.

 

[Steve_Scott]

Sorry, was replying to the original post without realising this was from years ago!

 

[Droogs]

As far as I know there are 2 choices really NFU (but they seem to be a bit more reluctant these days for non commercial stuff) and a specialist broker used by a lot of model engineers and steam engine people
http://www.walkermidgley.co.uk/


hth

 

[craigs]

Well this is fine timing, as my mortgage offer dropped through my door this morning on a new house with a garage, my next steps is buildings n contents as have been also interested in anything that covers more than 2000 in an outbuilding.

watching with interest.

 

[Oddaccent]

Hiya. Please ignore my earlier my earlier recommendation for toolsinsuranceonline.com. I got their policy wording through and spoke to them and they didn't inspire me with confidence. They say that 'plant' vs. 'handheld' tools means e.g. a mitre saw is covered even though it's not handheld but a ladder isn't and they won't supply an indicative list. So I've cancelled the policy under the cooling off period.

However. problem solved. I extended my household insurance to cover £5k of personal items when they are away from home. It's not as much cover as I'd like, but it's £4 per month and the wording doesn't exclude storing them in a rented garage. We have our household insurance with Lloyds and it was really simple.

 

[Sandtree]

However. problem solved. I extended my household insurance to cover £5k of personal items when they are away from home. It's not as much cover as I'd like, but it's £4 per month and the wording doesn't exclude storing them in a rented garage. We have our household insurance with Lloyds and it was really simple.

Who is the policy with?

PP can have some restrictive clauses around the items having to be off your premises and around security etc when not with you... its mainly intended to cover things like your laptop or watch etc that are predominately on your person or at home.