ebay/paypal

[Hivenhoe]

I refuse to use paypal after being scammed back in the summer. Is there a way to get ebay purchases to accept visa direct to seller?

What about one of those prepaid debit cards, just put on small amounts to pay for ebay stuff?

 

[RogerP]

dw....I remember your 'scam' but that wasn't down to PayPal IIRC.

But it was when I used pay pal?

With respect I don't think PayPay was at fault. You most probably were caught by a phishing attack (http://en.wikipedia.org/wiki/Phishing) and replied to what you thought was a PayPal page but was actually criminals stealing your details.

 

[Robbo3]

As an Ebay buyer I don't get a private seller's address unless they wish me to have it, often not until it is found on a return address lable on the package .... but at least I get it eventually.

Business sellers should have their contact details in a drop down box at the bottom left of each page. It's amazing just how many don't put full contact details, especially foreign ones. If they either can't be bothered or they don't have checkable details, then they don't get my business.

@ DevonWoody

It is very easy to make a link (URL) read as one address but it actually takes you somewhere else.

 

[devonwoody]

Back to that ebay/paypal scam, I had not placed an order with anyone else on the web for some time, perhaps weeks. I did an ebay/paypal transaction and the same day I got hit 6 times, three times it was immediately picked up by visa who telephoned me and a further three more times after visa telephoned but not picked up by them.

So their web site or security must be no good. The neighbour opposite got hit the same day at ebay/paypal using a M & S credit card.

Its got to be them.

 

[RogerS]

Back to that ebay/paypal scam, I had not placed an order with anyone else on the web for some time, perhaps weeks. I did an ebay/paypal transaction and the same day I got hit 6 times, three times it was immediately picked up by visa who telephoned me and a further three more times after visa telephoned but not picked up by them.

So their web site or security must be no good. The neighbour opposite got hit the same day at ebay/paypal using a M & S credit card.

Its got to be them.

dw...you are confusing 'correlation' with 'causation'

 

[devonwoody]

Roger, I did nothing or anything different that day I placed the order or anything around that was likely to be phishing came in or had come in at the the time.

I have used my new card with Amazon and others since and no scams, but I am not going near E & P again.


I might ask visa for another card perhaps so I could place orders with E & P and then cancel it each time, that might work for me?

I have also got that extra security password to use when placing orders but it is not at the ebay/P site if I recall.

 

[devonwoody]

I just placed an order at Amazon a couple of minutes ago, signed in selected an item and confirmed order and it was accepted without me putting in credit card details. Order confirmed email one minute later.

That should mean that no scammer can get my details?

Is that safer than the E & P system?

When I got the email confirmation it allows the order to be edited.

 

[Hivenhoe]

I just placed an order at Amazon a couple of minutes ago, signed in selected an item and confirmed order and it was accepted without me putting in credit card details. Order confirmed email one minute later.

That should mean that no scammer can get my details?

Is that safer than the E & P system?

When I got the email confirmation it allows the order to be edited.

Confused, if Amazon accepted your order without you putting card details then they must have them stored or another method of payment used. Paypal would/should do the same, but if you're entering card details when using paypal and getting scammed, is there a possibility that you have a "key logger" virus whatever on your system? Have you run a full system analysis not just anti virus?

 

[RogerP]

I just placed an order at Amazon a couple of minutes ago, signed in selected an item and confirmed order and it was accepted without me putting in credit card details. Order confirmed email one minute later.
......

Obviously that's because Amazon have your credit cards details already saved. Same as PayPal.

Apart from anything else there's no way a multi-national company the size of eBay/PayPal is going to "scam" anyone for a few quid.

Your problems must have had some other cause.

 

[RogerS]

I just placed an order at Amazon a couple of minutes ago, signed in selected an item and confirmed order and it was accepted without me putting in credit card details. Order confirmed email one minute later.
......

Obviously that's because Amazon have your credit cards details already saved. Same as PayPal.

Apart from anything else there's no way a multi-national company the size of eBay/PayPal is going to "scam" anyone for a few quid.

Your problems must have had some other cause.

Precisely. Scammers can wait months before 'trying' your card. To suggest that Paypal scammed you is, frankly, just plain daft.

 

[mseries]

It's likely that the 'scam' that you fell victim of in the summer was not 'via' ebay not paypal in my view. IIRC you suffered some fraudulent credit card transactions. It's possible that the perpertrator could have got your details from Paypal (not eBay, eBay use Paypal) but also possible that they could have got them from Amazon or any other online retailer or any real life shop or petrol station where you have used the card. What details do they need ? Your name & address (maybe), the 16 digit number, the expiry date and the 3 digits on the back. None of this is difficult to view by someone handling the card. If I was a scammer I'd try to harvest card details in the real world not the cyber world, it's much easier with less of an audit trail.

Details could be harvested electronically by malware on your computer or network, on any network you use to transmit the details (https or encrypted networks guard againsts packet sniffing). You can take steps to avoid this.

Anyone storing your details such as Paypal, Amazon, banks, anyone else to whom you've transacted with, has a duty to protect them from theft but we hear stories of secuirity being breached. There is little you can do to avoid issues here except not use them, it's the old trust & convenience argument.

 

[Eric The Viking]

Apart from anything else there's no way a multi-national company the size of eBay/PayPal is going to "scam" anyone for a few quid.

I admire your optimism.

PP makes a not insignificant amount from the credit balances in its accounts. Note that funds do not automatically transfer into a bank account. You have to do that manually. Whilst it's in PayPal's account, they have the use of it and the interest accruing. They keep it in a real bank account, obviously.

There are also a lot of suggestions across the Internet that they have frozen trader accounts arbitrarily. I'm in no position to claim this has ever been true, nor if it continues today as a practice in PayPal, however I know of two people whose trading accounts were frozen, in one case about £700 was involved, in another >£20,000. The reasons cited were suspicious activity and buyer complaint, respectively. The traders' contract with PP gives no comeback, and, because they are very carefully not a bank and offshore now, you have no protection from the relevant ombudsman either.

They took about £70 off me personally, when I was scammed by a buyer in the Irish republic.

It's highly unlikely that I just happen to know a lot of dodgy traders (disproportionately so). Other explanations are far more likely, but I'll dance gracefully round the libel laws, if you don't mind.

I said earlier that a decade or so ago PayPal was closely linked to the Royal Bank of Scotland. That should also give pause...

E.

 

[RogerS]

EtV...your points are valid but in the context of dw we are talking about the likelihood of PayPal leaking his credit card details etc to a third party.

 

[devonwoody]

RogerS, I have never intended to imply that paypal were scamming me, I was saying using paypal has not been secure for me.
someone got my details when I used paypal but it has not happened when I have used other traders since or before. I had not placed an order with ebay for around 10 months when it happened, so they and ebay are not a secure site for me.

 

[RogerS]

RogerS, I have never intended to imply that paypal were scamming me, I was saying using paypal has not been secure for me.
someone got my details when I used paypal but it has not happened when I have used other traders since or before. I had not placed an order with ebay for around 10 months when it happened, so they and ebay are not a secure site for me.

That is not proven. You are certainly entitled to think that, of course. But as I said before...there is a difference between correlation and causation.

 

[ss03947]

I have never intended to imply that paypal were scamming me, I was saying using paypal has not been secure for me.
someone got my details when I used paypal

You might have a keylogger DW, when you log into PP why don't you use the OSK (onscreen keyboard).

SS.

 

[devonwoody]

I have never intended to imply that paypal were scamming me, I was saying using paypal has not been secure for me.
someone got my details when I used paypal

You might have a keylogger DW, when you log into PP why don't you use the OSK (onscreen keyboard).

SS.

Tell me more and how to get it please. I am W7.

 

[axe]

This will explain -

http://www.dummies.com/how-to/content/how-to-use-the-onscreen-keyboard-in-windows-7.html

 

[devonwoody]

Thanks Ace, sound a good suggestion when filling up an order page on the web, but have the bad boys got another system to trap that?

 

[axe]

No problem.

I have no idea about the bad guys though. That sort of thing is way over my head.

Just a simple carpenter me..................