I have a Record Coronet Herald, its brilliant and super powerful, it was expensive I have to admit but I didn't want a Chinese one and the Jet lathes seem over expensive for what they really are and I prefer to buy British if I can.
It has not let me down in three years, and after the first year (Covid) I purchased the extension which you bolt on and increases the size of the bed by about 30 / 40 centimetres, also I didn't get the legs for it because I have a nice solid workbench but I have purchased some additional tooling for it and a proper chuck and some other bits and bobs. I've even turned down Brass and Aluminium on it it's that good.
I don't regret purchasing it at all and I knew that if I bought a small lathe to start with, I would soon end having to upgrade so I saved up for another few months and bought the lathe outright that I wanted.
My advice is try and get the lathe that you will think you need rather than what you can afford right now if it takes a bit longer to save up it's worth it because you're only end up having to upgrade later and that will cost you more in the long run.
Make sure it has plenty of power and that you get a good chuck that you can add different jaws and plates onto. It's worth every penny and make sure you get a revolving Morse taper centre and a drill chuck for the tail stock, also very useful.
Even if you can't afford to buy the accessories you want and the ladies at the same time just by the ladies and add the accessories later, because you will always find money for those, but your biggest cost is the machine itself and my advice is invest as much as money as you can into that and add the extras later.
Here is the link to the my machine at Record,
I did manage to get it about 25% under cost because I was able to pay in cash and living in Spain cash is still very much King out here and I purchased the Lathe and all the accessories I wanted in one go and it made a big difference to the overall price. The bed extension as I said I bought a year later because I didn't know that I would need it at that time.
LINK: Record Power Coronet Herald Lathe