That must be the socialist perspective of no pain no gain. If it were to occur We will again see streets: not houses whole streets: in Manchester being sold for £1 which is what happened the last time we had a serious property crash in the 80’s. Do you have a special memory condition that forgets the amount of homelessness that it created, the number of lives destroyed as people went bankrupt, the suicides that were caused because of it, the poverty and child depravity it created?
No Fault Evictions
- Thread starter Ozi
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Jacob
New Luddism. Awake and resist!
I remember it well. It was the first Thatcher recession. It kicked off very soon after the 79 election. House prices recovered quickly but business did not.
These are problems we have now. How can you ignore it?
https://www.crisis.org.uk/ending-homelessness/housing/housing-supply/
https://england.shelter.org.uk/support_us/campaigns/social_housing_deficit
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Phil Pascoe
Established Member
That was nowhere near the increase between the late '90s and early '00s.
(My first house was £15,000 in 1985.
Agent_zed
Established Member
I've already explained the main reason why this is no longer the case. In addition to increased demand for housing generally, which includes factors like more people separate and need 2 houses.
It cannot return, unless households return to a 1 income situation, which they aren't going to do. If people have money they will bid up to get what they want.
If you sell all of the rental houses then they will still be numerous people unable to buy a house or have it repossessed when they default on the mortagage. People won't be able to move around for jobs (maybe a good thing) and people (students) won't be able to rent a place to stay whilst studying.
Property is not going to fall significantly in value. There are more people than houses.
Phil Pascoe
Established Member
People won't be able to move around for jobs? They usually can't when they're stuck in social housing.
Terry - Somerset
Established Member
Mortgage repayments remain around 30-35% of income, albeit with some peaks and troughs over time mainly as interest rates change short term but house prices are far less volatile.
There is ignoring it, and there is making it far worse. I don’t believe it’s a problem that can be solved. There is no political party that can solve the problem, as the problem is that people want to live in certain places. There are plenty of bits of the UK that have plentiful ‘cheap’ land that could be built upon, but they are located in places that nobody wants to live. We’ve tried building taller in the 60’s and just about demolished all of those tower blocks. The issue being that low income families tend, when clumped together to have higher levels of vandalism, theft, and crime. A generalisation, but that’s what happened within the tower blocks that replaced the slums / two up two down back to backs. Most who were forced into the tower blocks looked back with nostalgia and regret that they left the slums. I know a lot of the tower blocks suffered from damp, cold etc, but that wasn’t the most major issue with living there, the slums were worse!
In general, before 90’s, apart from students most people started on the housing ladder when they got married, so that was two people to each residency. These days, the number of people seeking to buy a house or rent a house on their own has significantly increased. This has reduced housing stock as you now need more housing for the same number of people. Ie two houses for every two people rather than just one.
Most people before the 90’s lived with their parents until they got married, this allowed them to save up a deposit as paying board to mum and dad was usually fairly small, and not at the levels of renting a property.
So, we have a massive population explosion since the 80’s, massive change in people’s outlook, expectation and social norms coupled with limited land to build new properties where people want to live. Thats not a problem with a solution. Blaming landlords is just a scapegoat for those who don’t consider the problem as whole. As I’ve said, nationalise all private let property and let’s see what happens….the problem will just get worse far quicker.
Jacob
New Luddism. Awake and resist!
I blame successive governments for not considering the problem as whole. Mainly Thatcher who aggravated it with the big sell-off of council houses. She also dumped Parker Morris standards as a cost saver and set off the decline in quality and quantity.
Not nationalisation but more control to the benefit of people who have to live in the things and more council house building to take up the slack.
Well if the damage and subsequent loss justifies it, Yes.
Concerning your student landlord comment below. I agree with you there are a lot of problems in that area, to the extent I bought a house near my youngest’s university (which she graduated from today) to rent to her and some friends. The property they were in, and paying as much for a room as I charged for the house, would have benefitted from being torched just to clear the mould and dirt.
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My daughter's first rented room at Twickenham was awful. The whole house would have been an interesting study for the folk from Porton Down.
The second and subsequent properties she has rented have been exemplary, and the landlords both as charming and helpful as the first one was a complete buttocks hole.
So I would suggest we should be careful about the stereotypical bad landlord. Of course they exist, as do very good ones and everything in between.
What is needed is a good system of control with rapid and meaningful penalties for those who transgress, whether landlord or tenant.
The second and subsequent properties she has rented have been exemplary, and the landlords both as charming and helpful as the first one was a complete buttocks hole.
So I would suggest we should be careful about the stereotypical bad landlord. Of course they exist, as do very good ones and everything in between.
What is needed is a good system of control with rapid and meaningful penalties for those who transgress, whether landlord or tenant.
Diver Fred
Established Member
I feel for the OP. This month I gave my tenant the Sec21 notice. he wasn't thrilled as he was expecting as I warned hi 18 months ago that I would be issuing him with one - at that time he was upset and has rarely spoken to me since then.
I saw him today and he his really happy as giving him the notice has focused his mind on his age (he's 70 and not in the best of health) and the future. The property is in a small village that doesn't have good transport links.
He has approached the local district council as well as looking for a property in one of the local towns close to his doctors and a hospital.
And yes I have a couple of weeks work when he's moved out to ready the property for sale or conversion.
I saw him today and he his really happy as giving him the notice has focused his mind on his age (he's 70 and not in the best of health) and the future. The property is in a small village that doesn't have good transport links.
He has approached the local district council as well as looking for a property in one of the local towns close to his doctors and a hospital.
And yes I have a couple of weeks work when he's moved out to ready the property for sale or conversion.
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Diver Fred
Established Member
I aways look at the whole problem of housing, transport/roads, global warming on the human numbers - which is too large. China recognised that some years ago with one child/birth policy but that was wrecked by the eldest son looks after the parents family ethos.
I know that many people disagree with me but in the end it will be the only solution. The population of this country has gone up by 50% in my lifetime (70 Years) in the censuses - it's could easily be more because of unlisted / undocumented people in the country.
I know that many people disagree with me but in the end it will be the only solution. The population of this country has gone up by 50% in my lifetime (70 Years) in the censuses - it's could easily be more because of unlisted / undocumented people in the country.
monster
Established Member
A landlord is providing a service - a large section of society need to rent for a variety of reasons such as they cannot afford to buy or because they are transient or students etc - These people need someone to rent from and landlords offer that service. Of course the landlord needs to profit from his investment / business venture - otherwise why would he spend his time and money taking the risk...
I own 6 rental properties, 2 of which I bought in a sorry state and renovated and as it happens, 4 of which I built in their entirety myself with my own hands. Along with the continual maintenance of them all to this day.
So I have personally contributed to the nations housing stock and provided homes for people that didn't exist before I came along and built them myself.
Unsurprisingly, I also happen to believe in private property rights, and find it depressingly cynical when individuals, pressure groups and governments continually undermine them in the name of 'social justice'.
monster
Established Member
Rubbish - its a function of supply and demand. If the number of houses on offer for rent or purchase exceeds the number of tenants or buyers looking then prices will start to fall.
mark w
Established Member
I agree if you've built houses you have contributed to the nations housing stock, that's obvious.
mark w
Established Member
Doug71
Established Member
My tenants just moved out, they have been really good so I was gutted when I heard they were going. It was a Ukraine family, they were in for 18 months and left the house cleaner and the garden tidier then when they moved in. My only complaint is some knobs in the kitchen that were supposed to have a nice aged patina are now shiny 
It's great when you get a good tenant and everything runs smoothly but can be frustrating and expensive if you get a bad one.
Latest applicant for the empty property apparently has 5 CCJ's against them............
It's great when you get a good tenant and everything runs smoothly but can be frustrating and expensive if you get a bad one.
Latest applicant for the empty property apparently has 5 CCJ's against them............
Suffered exactly the same as a tenant, deposits now have to be held in a deposit scheme an example of good law protecting decent people from scumbags. Although some scummy landlords have taken to asking for two deposits.
I had a letting agent inspect one of my other properties today to see if it was fit to let. Needed gas and electrical certs, HPC, CO alarm fire alarms, working and in date. It's quite a long assessment covering many topics including who the property would be appropriate for, in this case 3rd floor no lift so I wont be letting to anybody in a wheel chair, (before I get called out I have a tenant who sometimes needs a chair who is in a ground floor flat) agents used not to give a dam but now they share liability, again a good set of laws. The dodgy agents are slowly going the same way as dodgy landlords and we will all be better off when the process is complete. Personally I think the current law is still slightly in favor of the scumbags either side of the deal, I found it very hard to evict said scumbag, further detail he was dealing drugs from my house, according to the neighbors and the small quantity of cannabis I found and flushed, I have also replaced the smoke alarms he obviously found inconvenient.
Lend them the deposit immediatelyMy tenants just moved out, they have been really good so I was gutted when I heard they were going. It was a Ukraine family, they were in for 18 months and left the house cleaner and the garden tidier then when they moved in. My only complaint is some knobs in the kitchen that were supposed to have a nice aged patina are now shiny
It's great when you get a good tenant and everything runs smoothly but can be frustrating and expensive if you get a bad one.
Latest applicant for the empty property apparently has 5 CCJ's against them............
Cabinetman
Established Member
Ah yes the deposit scheme, sounds like a good idea particularly for the tenant, till they are moving out and not particularly flush with funds, they need the deposit for their next let, in the past for a good tenant this could be arranged. Not anymore, the delay in the refund from the scheme must cause them all sorts of problems.
Ian
Ian
