So, a Mr.Little - no relation - wakes up in the hospital.
"What on earth happened? Why am I here?!" he asks the doctor
"You've been in a terrible car accident. You're going to live but I'm afraid there is some bad news. You lost your ***** in the crash. However, the good news is that there is corrective surgery that can reconstruct it. While you were unconscious, your insurance company contacted us and said they will pay £8,000 for the surgery. But as you're aware, the NHS is in dire straits, so we'll have to charge, I'm afraid... The cost will be £1,000 per inch. You may want to spend the entire amount or maybe only four or five thousand - It's up to you, but your wife is waiting to visit you. Perhaps this is something you should discuss together before you decide? I'll check in with you the next time I do my rounds."
A few hours later, the doctor returns...
"Did you manage a chat with your wife?"
"I did," the man tells him.
"And what is your decision?" the doctor asks.
Mr.Little shrugs.
"We're going for the granite worktops...."