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  1. julianf

    Mortgage rates / interest etc

    I read your post and my instant thought was how similar it was to the infamous "breaking point" poster.
  2. julianf

    Mortgage rates / interest etc

    They "can't swim, they attract enemy radar, they attract sharks, they nudge people when they're trying to shoot, they always insist on sitting at The Captain's Table"
  3. julianf

    How to stop mice pinching the traps?

    I suspect, as has been mentioned, that your missing traps are attached to mice that were not killed on location, but, instead, scurried off with a mashed up leg and a trap attached to it and slowly died somwhere else.
  4. julianf

    Mortgage rates / interest etc

    I can't say for sure, but I suspect that with the greater general awareness of what goes on now, the population might get a little feisty. If you push a population too far it upsets them. If they can find someone to lash out at, they will. I'm not convinced a government would risk that happening.
  5. julianf

    Mortgage rates / interest etc

    I think, maybe, my language has confused my point. I have probably said "got" a few times, implying that my concern is who initial "got" the funds, whilst that is in the past, and what is of concern right now is who has "got" the funds now. Again, my comment, time and time again, is to money...
  6. julianf

    Fox Alien 4040XE CNC router

    As above, feed rate etc is neither here nor there if you can't spin the tool fast enough and with enough torque to actually remove material. If there's one on the used market for a couple of hundred quid, sure, but at the new price, I'd not consider it. Cheap cncs are cheap to build now...
  7. julianf

    Mortgage rates / interest etc

    I thought I had addressed this? I said somthing along the lines of not caring how many buckets there were, what colours they were, or what was written on them. I don't, for the purpose of this debate, even want to make comment on why it was given out, where it was given out, to whom it was...
  8. julianf

    Mortgage rates / interest etc

    Why ever would I assume that?
  9. julianf

    Mortgage rates / interest etc

    No. I've said that if you don't, currently have 10 marbles, then those marbles are elsewhere. The analogy was to show what had happened to the cash. I don't have much of an opinion on the initial injection. Is that acceptable to you?
  10. julianf

    Mortgage rates / interest etc

    I have read your post but I think I will say that I do not understand the data. You can now present it in a much simpler way, and then we will have to agree to disagree.
  11. julianf

    Mortgage rates / interest etc

    As a side note - One might even question if the huge injection of cash that has ended up at the higher end of the wealth spectrum might, given the current economic climate, actually be casting significant doubt on supply side economics. I mean the rich have significantly greater share of the...
  12. julianf

    Mortgage rates / interest etc

    I have never said the money should not have been spent. My concern is what happens now.
  13. julianf

    Mortgage rates / interest etc

    I've not said either of the above as neither are my opinion. My comment is that 600b was injected into the economy. It's happened. The money is out there. (again, by "there" I mean somwhere else other than, by your admission, with you or I) So what happens now? Do you, for example, try to...
  14. julianf

    Mortgage rates / interest etc

    In a debate, there are points which can be discussed, and there are points which are taken as understood. If you are trying to have, say, a scientific discussion, and someone keeps saying "2+2=5" and you keep explaining to them how 4 multiples of 1 actually equals 4... and then, after a while...
  15. julianf

    Mortgage rates / interest etc

    I was simplifying things for those who pretend not to understand, and seem to have created further issues. My point is that the marbles have not disappeared. If 600 billion marbles were poured into any number of buckets, those marbles still exist. If you don't have [number of population /...
  16. julianf

    Mortgage rates / interest etc

    Where did the marbles go? Did someone have a bonfire and burn all the cash? You are using economic output interchangeably with money supply. They're not the same.
  17. julianf

    Mortgage rates / interest etc

    Two points i'd like to reply to - You've gone back to divorce - Me spitting out the window if there's a flood is a "factor", but I wouldn't try and use it as a cause of the flood. This is one that, really, I don't need to try and convince you of though. QE correlated with a massive increase...
  18. julianf

    Mortgage rates / interest etc

    No, really, I'm not getting mixed up at all. I'll explain again using different terms and hopefully you'll be able to understand - If I have 10 people in a room and I give each of them 10 marbles, then they each have 10 marbles, right? But what if all the marbles go into a bucket, and then...
  19. julianf

    Mortgage rates / interest etc

    As a follow up, I mentioned previously that the government injected about £600b into the money supply over COVID. I mentioned that, averaged out, this was about £15k per person, and, if you didn't have £15k per person more in your family unit, then someone else had your share. I understand...
  20. julianf

    Mortgage rates / interest etc

    It's sad to see house price increase being blamed on "the breakdown of the family unit" etc when there is accepted economic thinking that explains things on a somwhat more sophisticated level. After 2008 we saw significant quantitative easing. For those who done know what this is, the bottom...
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