I'd go for 8tpi as a rip, 10tpi as a cross-cut panel saw - so same as Phil.
These days, for someone doing mainly furniture work byhand in hardwoods, I reckon you could do all you need with a 26" 4tpi rip, a 22" 8tpi rip and a 20" or 22" 10 or 12tpi crosscut, (supplemented with a hardpoint in...