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Judgement is clearly needed with respect to property rights. Although not always a simple black or white choice there are two fundamental approaches. A tenant may default as life can throw up difficult challenges for all - relationship breakdown, job loss, accidents etc. They need help...

Assume most of us are capable of drying our clothes without creating a damp problem, yet tenants inhabiting fundamentally the same type of properties do create damp problems. It must unambiguously be the case that the damp is a consequence of tenant ignorance or deliberate stupidity, not the...

It may be too late for the Democrats to back another horse - it would create further division within the party and likely remove any realistic chance of winning. At least Harris is a known quantity with endorsements and funds. Her best bet may be to paint the Donald as being nearly as old as...

I can understand the challenge of understanding the maths and physics and constructing accordingly. However your project is the size of a fairly modest garden shed. Unlike other timber buildings where roof loads, winds pressure, first/second floors, loft access and use, internal fit out, etc...

We also had a brain drain - anyone with real ability emigrated. And with 98% tax the incentive to work or take risks was close to zero, and the benefits of avoidance (or perish the thought) evasion immensely attractive - hence the rise of the tax accountants and lawyers. Politics of envy at...

I appreciate the humour - and even the serious bits have some merit. It all depends on timescales and perspectives - the region has always been a melting pot of cultures, on the silk routes, borders drawn by various imperialists searching for oil, and most recently the UN creation of a State of...

Disagree. Credible should be based upon a statistically representative sample taking account of: all renters all income groups all ages all groupings - single, HMO, single parent, family employed or unemployed etc etc Without that the results are meaningless as the basis for policy or...

Just had a swift look at the CAB report - the source of the data. It is unclear whether the 43% is a statistically good sample of all rented property - a footnote to the report is as follows: Survey data based on an online survey of 2,000 private renters in England by YouGov Plc for Citizens...

I don't agree. The stated intent of Hamas is the destruction of the State of Israel - a threat against which Israel have every right to to defend itself. Russian reason for invading Ukraine - demilitarise and denazify+ liberation of Donetsk. Whether Russian claims are justified is debatable...

You do not need to tell those attending a meeting that you are recording them - employment tribunal can admit covert recordings as evidence. As an explanation - that you were doing so to ensure you could remember precisely what was said at a potentially stressful time would be entirely...

The Gaza apologists perhaps ought to reflect on the brutality of Hamas on 7th October. Israel has every right to defend itself. The US and Europe are right in supporting a democracy rather than the terrorist, dictatorship and unstable which "govern" many parts of the Middle East, The above is...

The banking and financial crisis 2008 was a major driver for increased BTL investment. Many experienced the failure of pensions, investments and future income as businesses failed, particularly in the financial sector. Economic growth was low due to (understandable) austerity policies...

Local authorities are principally responsible for the quality (H&S, environmental etc) of rented property both private and social. Complaints should also be addressed to them if landlords fail to meet their obligations. I accept that it may compromise the safety of tenants if they complain...

Farage won 46% of the vote. Tories 8%. The closest left of centre was Labour with 16%. Conclusion - most Clacton residents: are also fascists: they are happy for Farage to represent them policies from other parties are seen as either unworkable or undesirable they are stupid and believe all...

Surely part of the "charm" of a used scaffold board is the grot. It needs to be clean but not sanded. Part of the school of industrial interior design along with exposed scabby brickwork, steel beams, exposed pipework etc.

That's entirely your choice - but not mine. Some rent from choice - particularly the young and/or mobile where university, career, family breakdown etc etc make the long term commitment of purchase unattractive. A tenancy agreement is a contract. It imposes rights and obligations upon both...

I have a rental property bought 15 years ago as part of a planned total retirement income. The choice of property over other investments was the expectation of stable returns + (possibly) some increase in asset value. Problems are fixed promptly. It is maintained to a high standard. Rent is...

It is dangerous to judge London by the standards of the rest of the UK. For many professional types - solicitors, accountants etc - pay is around double that of provincial towns and cities. It is supply an demand - a rental flat in a decent part of central London may be £2-3k per month and...

Mortgage repayments remain around 30-35% of income, albeit with some peaks and troughs over time mainly as interest rates change short term but house prices are far less volatile.

I always thought the words were "I'm from head office ..................."